How to Make Money - Passive Income

Part of the struggle in knowing how to make money, is in knowing how to handle your precious time and efforts. We all battle with exchanging dollars for hours. Either we work a job and give up our free hours during the day, or night, or we employ others who we have to control like hawks, or we put it all in the stock market and lose it! Not much fun, is it?

Passive income is the perfect answer, whereby your presence is not required. The lucky few who enjoy passive income neither work, nor worry about tomorrow. They can take a vacation when they want, and if successful enough, where the want. They make money when they are awake and when they are sleeping! They really do have it all.

OK - so how do they do it? Good - you're still here, so let's take a closer look.

Robert Kiyosaki describes passive income very well and he calls it investing. Investors are people who leverage their time by investing money in businesses that put money in their pockets without their needing to be there. Let's take a look at the word investing and see what it really means. Most of us would agree that a car is not an investment - right? Because it costs us money every month - it does not put money in our pockets, does it?

But how many would agree that a house is not an investment?! When you stop to think about it - a house is not an investment because it costs money every month - it does not put money in your pocket. You argue that its value is always increasing - uh, oh - not so! For very simple reasons, its value does not increase. You say, "but look at how much a house cost fifty years ago - a fraction of today's price!" - I reply look at what a dollar could buy then. Look at what a dollar can buy today! The cruel reality of inflation is that the buying power of the dollar has melted before our eyes and it just takes a lot more of them to buy a house! It's the dollar that has decreased in value!

A house becomes an investment when it pays you. For example, a rental property pays you, but at this time, the real estate market is in turmoil. I would not suggest for a moment that you dive into those muddy waters right now. A commercial property is bigger and should pay you more - but where are you going to get the money from?

Mortgages, both residential and commercial, are hard to get. The banks are holding money, not lending it - unless you have a FICO score in the high 700's and low debt to income ratios, and can document all your income and assets, and the loan ratio is less than 80% of the value of the property, and, and ... the list goes on - oh, and prove the color of your great grandmother's eyes! The underwriters (the poor folks who examine and are eventually responsible for approving your loan) are scared stiff. It's easier to reject your loan application and sleep at night, than approve it and take the rap when the loan defaults and goes into foreclosure - just look at what is happening around the country with millions in foreclosure - the worst nightmare since the Great Depression.

Good - I scared you away from that idea.

So - now what? Where can I invest - even if I have just a little money?

Well, you need to know how to start own business - where the start up costs are minimum - you don't need yet another masters degree - and you can start business small with low fixed monthly costs, but can make a lot of money without your presence once it's all set up and running smoothly.

If you're one of the lucky ones who still has a job or other source of income today, then keep it at the beginning. DO NOT throw away your current source of income until your new venture starts to overtake it. Then you can say, "Bye, boss - see ya!" I'm trying to keep it polite here!

You may choose, as Bill Gates did, to start business and work from home - part-time. Home based business is the best solution by far. NO commuting - AND you can work in a suit or pajamas - who cares?

It may take a few months or a year to replace your current income source, but you will have the freedom to take a vacation where, and when, you want. You'll be able to enjoy your freedom and not worry about how to pay the bills.

You'll own your own nose - and have the options you have always craved.

This sounds too good to be true - but it is true and I know a large number of people who have discovered the secret and know how to make money - passive money. They work a little or a lot - but they choose to - on their terms.

Go visit - but a word of warning - this is a system which will work - if you work it.

It is not any type of scam - you have to set it up, step-by-step, and you have to water it with TLC in the beginning. But once it's up and running, it takes on a life of its own - and it will change your life for ever. See you over there - go visit now.

If you want to fight back, eliminate debt, and find financial freedom then this is the place to be.

Visit: http://realjoy-howtomakemoney.blogspot.com

Thank you.
R. Neill is committed to combating our lack of knowledge that keeps us chained to jobs, bills, and debt.

Ways to Make Money - Finding the Best Paths to a Realistic Income Online

By reading these few lines, you will be better prepared and better informed about how to realistically find the best ways to money online. By now you must be wondering, why do I talk about ways to money instead of ways to make money online?

And I will start be telling you, this is not a mistake, it is a deliberate usage of words. You see, when I say I want to talk about ways to money online, I am not thinking of money as something you will get or gain, no, I am thinking of money as your destination.

Money is continuously flowing all around the world, and all you have to do is find the right places to actually enable your self to stick your hand in the flow. Think of money as a huge river, if you could get to it and place your self at the shore, all you would have to do is reach out with your hands and they would be instantly soaked.

So if you do that, you will not have to keep thinking how you will make money, you already got there, you are in the flow, you have found your ways to money online. I like a phrase one of my friends uses when he is joking around:

I ask no one to give me anything, I just ask to be put where the money is.

And this is basically the whole idea, you will do better by getting to the place where the money is, rather than waiting for someone to sprinkle a bit of fortune over you. Instead of simply seeking for ways to make money, I encourage you to find ways to money as your ultimate destination.

Once you get there, all you will have to do is stick your hand in the water and soak yourself as much as you want. My goal right now is precisely to arm you with the most effective weapon to achieve just that: reliable information with the ability to help you plan your trip through the different ways to money land. I will not give you anything, I will simply put you where the money is.

To do that, I first advise you to visit the: www.specialonlinebusinessreviewauthority.com, where you will certainly find what I consider the most reliable information to effectively plan and cruise your ways to money online.

Also, I invite you to visit and navigate through my website at: http://theworkathomentrepreneur.com, for useful information, free tools, resources and more. Good Luck!

Don't Let This Assumption About Your Retirement Income Stop You From Making Money In Retirement

The basic assumption of much retirement advice is that your retirement income will be fixed because you won't be able to earn any more money.

There is another way to approach personal finance retirement planning, which is based on a different assumption: The fact that you retire from a job does not mean that you retire from the capacity to make money.

Much retirement advice assumes that you will face an uncertain future in which the money available to you is limited by the amount of money you amassed in your earning years. The challenge for retirement planning based on this assumption is to figure out how you can make your money last for the 20-30 years you might live in retirement. Very little retirement advice even considers the single most important skill required to live those 20-30 years beyond retirement age in abundance: how to make money.

The fundamental difference between conventional retirement advice and the vision of a "no money limits" retirement is that you continue to make money in retirement because you take an active role in creating new money.

Compare the idea that you must stockpile enough money to last 20-30 years with breathing. What good would it do to tell yourself that you need to store up enough oxygen to last you 20-30 years?

Or how about food? Imagine storing 20-30 years worth of food in your house, because you can't accumulate any more. You have to be careful to use only a certain amount of the food every day, always worrying that you will use too much. When your stockpile is gone, you are doomed to go hungry.

Both examples are ridiculous. You can't save the air to breathe later. And unless you are living in a bomb shelter somewhere, no one suggests that you need to stockpile enough food to last 20-30 years.

But when it comes to retirement advice about money, the conventional wisdom paradigm changes. Instead of being something that flows, money becomes fixed. And whatever you amass during your "earning years" determines how you will live the remaining years of your life, if you are actually so "unlucky" that you last 20-30 more years.

Fundamentally, it comes down to the difference between earning money and making money. "Making money" is not the same as "earning money."

Making money is a skill that very few of us ever learned as wage and salary earners. When you "make money," you increase the amount of money available by selling something at a profit, not because you get more in your pension or Social Security checks, or from the pitiful interest that the bank might pay you on your savings or CDs.

So many articles about retirement planning describe a consumer's future, when you are retired from your job. Consumers "consume" money. They don't "make" it. As a consumer, you "earn" money from wages and salaries and "earn" interest on investments, but you have not "created" more money.

We live in an entrepreneurial age. People who have businesses understand that money is not only a commodity to be earned and then used up. Money is also a product you can create.

If you have a business, you already know the difference between earning money as an employee and creating money in your business. If you have always been an employee, it might take some getting used to the idea that your future is not limited by the amount of cash you have on hand and the economic decisions of former employers, banks, and governments about how much money you will have in your retirement.

There are so many ways that people retired from their jobs can create more money. They can produce products, invest in real estate, trade Forex currencies, trade in the stock market, write books, and consult, as well as a thousand other methods to make money.

When you know the difference between making money and earning money, you won't have to fear a future limited the amount of money you already have in savings accounts, IRAs, and pensions. And you don't have worry about outliving your money.

It all comes down to knowing how to create money. You will either face a future of money limits or you will understand that you can continue to make money during all of those wonderful 20-30 years you live past your job.

And be sure to get your free "52 Heart Of Money Insights" by Kalinda Rose Stevenson, Ph.D. at http://www.NoMoneyLimits.com. Discover the difference between "earning money" and "making money" in a real estate investing book, "No Money Limits," USA Book News Best Books Winner in Business: Real Estate category and Finalist in Business: Personal Finance category. "No Money Limits" is not just for real estate investors, but for anyone who wants to know how the assumptions of the Monopoly Game keep people struggling needlessly with money limits. Learn how to live your "No Money Limits" life.

Make Money Quickly With Multiple Streams Of Income

The key to making money online is knowing how and where to start. Without the right starting point you will waste precious time and a ton of money. What would it mean to you if I said we have reviewed products for you to guarantee your online success? All you have to do is read the reviews and follow their expert advice!

Most people want to find reviews of top opportunities that actually work. Most are looking for proven tips and strategies to help them rather than be faced with trying to work out successful net marketing methods for themselves. Obviously, many want to have easy to use step by step guides provided to help set them up and get them started in their internet business.

You're probably tired of business opportunities that do not deliver what they promise? It is a refreshing change to find a review of honest business opportunities. We have reviewed some of the top selling programs on the Internet today.

If you are serious about wanting to make money online and wanting to have a satisfying home internet business, then find out more. There is much to be said today about the advantages and benefits of building multiple streams of income.

William H Griffith is a professional engineer who has a strong interest in internet marketing and in providing relevant, in-demand information online.

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Best Ways to Make Money on the Internet - Finding Realistic Paths to a Steady Income

With this article I intend to show you a simple way to realistically find you path to money online. You may ask yourself, why does he say "ways to money" instead of "ways to make money online"?

What may look to you as an incorrect use of the English language is actually a deliberate intent to use those words in that exact order, because when I refer to the "ways to money" I am not alluding to money as something that you might earn or get, but as a place you can arrive to.

Money is one of those things that is conterminously flowing around the world, so your task is to find the right place and the right way to place yourself in a position to get your hands into that flow. Picture money as a river, if you wanted to stick your hands in it what would you do?

You would probably get to the shore and near enough the water, crouch and then soak you hands in money. It is a simple enough plan and one that would undoubtedly work.

Of course, money is not actually a river, but my point is that in order to get to moneyland you need a plan, you need to know what are you going to do and why, with the assurance that each step you take is getting you nearer and nearer your destination.

A friend of mine once told me: "Do not give me anything, just put me where the money is", and that phrase stayed on my mind since then.

Why? Well because that is the best thing someone can do for you, as you will definitely get farther by being where the money is rather than simply hoping for a piece of good fortune spilling from the hands of a generous soul.

Therefore, you have to change your mindset and start thinking of money as a destination, instead of randomly pursuing get-rich-quick formulas. Your goal has to be getting to where the money is.

Once you reach this ultimate destination all that is left for you is to soak your hands in the water for as long as you feel like it. My idea by writing this article then is to provide you with the most deadly weapon to make a killing in business: reliable information with the ability to help you plan your trip through the different roads to moneyland. I do not want to give you anything, because that will not help you, I just want to put you where the money is, the rest is up to you.

Therefore, my advise to you is visit this site [http://betterworldincomesystem.com/], where you will find the most effective and realistic ways to money online others have used to complete their own journey. Good luck!

Make Money Turn Into Passive Income and Work For You

Once you create a successful business enterprise and it is making money you will have to decide what you want to do with the profits that you have earned. Many businesses do not get to this point to even have the discussion but there are those of you who will get there. Once you start earning money from one business, it will become critical to diversify your money and make the profit earn additional money so that you're earning passive income.

Passive income is money that your money earns for you but you not having to be there. Be very careful with this as countless people will tell you that they can do this for you. I truly recommend only working with professionals in this field who can guide you down a correct investment path. Most people will take the advice of friends or family who have no idea what to do. If you get to this point, please contact an investment specialist at Fidelity Investments, AXA Advisors or a professional at a place like this.

Even in the beginning of your business, you will want to offer a diverse set of products as long as it doesn't cost you too much to launch a bunch of products. Passive income is the key to wealth building in America. For example, if you're a professional athlete, you may earn income from your job playing football, baseball, or basketball. If you get hurt, that earned income goes away leaving you broke with a huge house payment and car payments. You must earn residual income from other ventures that become profitable for you in order to truly build wealth for you and your family.

The biggest mistake made is that people get comfortable thinking that their earned income is plenty of money and that it will always be around. I have personally made this mistake and it's hard to see it when a ton of money is coming in. If you're making $200,000 per month, it's hard to tell someone that they should invest in other opportunities to replace that money. That income is so ridiculously high that you believe it will be there forever and you don't want to see the truth. It's also hard to imagine what else you can do on the planet to replace that type of income.

This is a science and is not easy to do but it is a critical aspect of the wealth building process as you will never get wealthy from simply one source of income even if that income is extraordinarily high and results in $2-4 million per year for the next 3 years. This money is finite and it is earned income. You earn the money based upon you working for the money. Wealth building is about earning money when you sleep, when you wake up, and when you are vacationing. Infinite cash flow is the goal.

Gerard Spinks is the Underground Millionaire and helps business people put a full court press on getting your business and brand out on the Internet. Gerard Spinks has taken a music artist from relative obscurity to being seen over 30 Million times on television and selling her music. This is the power of Gerard Spinks' mission and vision. We run these Internet streets and get your brand out there via intense and strategic marketing and advertising programs.

You can get started with our marketing plans for your business and brand at [http://www.spinksindustries.com].

Ten Ways to Make Money Online and Earn Good Income

The Internet offers great moneymaking opportunities for Individuals with computer knowledge and skills required to thrive in this online medium. There are a number of ways to earn money online but the ten best possible ways to earn money online are:

Try selling things on the Internet. That is the simplest way of making money online using the Internet. Selling products on the internet through online shopping portals, virtual auction sites, or setting up a web store in your own website provides a great income opportunity to everyone who has something nice to sell to potential customers online. This is ideal for generating the required amount of revenue on a long-term basis and is the simplest of moneymaking options available online.

For all those who believe that their photography skills can impress anyone, there is a great option to sell photos online and earn money. There are numerous stock photography agencies present online, which help you in selling your photos online. These agencies offer great incentives and income opportunities to budding photographers. The amount is paid on a per-download basis to these photographers after getting the royalty payment rights from them. This is a very useful way to earn money online if you have the required skill set.

Several message boards have many visitors to their sites. These message boards are dependent on regular contributions from the forum members to keep the community alive and the conversation growing. As the message boards get popular, there are chances that more members that are new will join the forum and get their queries solved or contribute towards the discussion. These message boards get the sufficient advertisements to pay to their most active members, who have been posting on a regular basis, thereby giving them a chance to earn some money.

Through various social networking sites, it is actually possible to earn money while going through different profile of people who are members of these sites. Some social networking sites pay its users money to improve page impressions in their profile to attract more visitors. These sites also offer money for uploading and sharing pictures and referring new members to the social networking site. The money given to an Individual depends on a proportionate payment structure setup by the site that distributes almost half of its advertising revenues to its members.

Filling up surveys is another way to earn money online. Filling up market research survey may look like a very boring activity but the opportunities to earn money in this type of work are endless. There are thousands of research groups online, which would like to take your opinion about various things and in that process, pay you for presenting your opinion. For each survey completed, there are certain points or money given out to the users. Once the money-earning limit is hit, the survey team allows the user the opportunity to take the money or exchange the points for a certain amount of money.

Another great way to earn money online is through blogs. The process of blogging can help users earn lot of money online by putting in creative content in their blogs. There are two ways of going about this blogging activity: one is to create your own blog and write all the content on your own. This is a painful process where you need to do all the hard work to earn money. The second one is to setup a sponsored blog where you write reviews about products for companies wanting to promote their business. These blog sites pay you money for providing favorable opinion about a certain product. This is one of the best income opportunities present online.

The internet provides the perfect platform for freelancers to earn money by providing services based on their skill sets. These may include talent such as writing, programming, graphic designing, and training. There are many websites where buyer posts their requirements for a particular assignment and freelancers can bid for that assignment. The buyer then selects the service provider for the assignment and assigns the task to them. This is one of the safest ways to earn money online and the website takes a certain cut from your payment as the intermediary to have got you the job. It is more or less a win-win proposition for everyone involved.

The three other ways to earn money online is by betting, setting up an online business, or by playing computer games. Each of these options provides different sort of earning potential and requires different amount of effort to set the ball rolling and generate the required amount of income for you.

In A cut throat online world of marketing you need certain tools to make your business a successful one. I have learn't from some of the very best big earners on the internet today and I am rapidly creating a name for my self and my business. Let me show you the route I took to a better life and financial freedom.